Opportunity International
Microloans, savings, and insurance for entrepreneurs in the developing world
Our editorial assessment
Opportunity International's integrated approach — combining microloans, savings, insurance, and training — addresses the reality that financial inclusion requires more than just credit. Their school finance programmes, which have helped 22 million children access quality education through loans to school operators, represent an innovative use of microfinance beyond traditional lending. With 92% of clients being women, Opportunity International aligns with strong evidence that lending to women produces superior development outcomes. Their programme spending ratio of 83% is adequate but not exceptional, reflecting the higher administrative costs inherent in managing a global network of financial service partners.
The problem they're solving
Entrepreneurship is the primary path out of poverty for hundreds of millions of people in the developing world. Without access to capital, savings tools, and insurance against catastrophic events, small businesses cannot grow and families cannot build financial resilience.
About Opportunity International
Opportunity International provides microloans, savings, insurance, and training to entrepreneurs in 30+ countries.
Where your dollar goes
How this score was produced
The GiveWise score is our own editorial assessment, produced with a weighted rubric covering program spending, transparency and governance, evidence of impact, cost-effectiveness, and leadership. It draws on publicly available reports from independent evaluators such as GiveWell, Charity Navigator, and CharityWatch, but it is not a rating issued or endorsed by any of those organisations. Read the full methodology →